Student Loans and Financing for the Doctor
of Medicine Degree Program

US Student Loan Information | Canadian Student Loan Information

Trinity maintains relationships with private student loan providers. Students seeking resources to fund their medical education may find our program to be a strong option for addressing their financial needs.

Trinity's student loan program utilizes student credit profiles as a primary factor for loan approvals. It is advisable that students obtain their credit score from all three major credit bureaus to ensure their credit rating is based on the most current and accurate data. There are many organizations that provide this service, but one of the less expensive alternatives is AnnualCreditReport.com.

Private Student Loan Alternatives For US Students
Our loan program is a variable rate program with a fixed margin based on credit score. The variable portion of the rate is based on LIBOR 3 Month Average rate plus a fixed margin based on credit score. To be eligible for this program, students must be accepted to our Doctor of Medicine (MD) degree program, be a US citizen or permanent resident, and be enrolled on at least a half time basis.

To gain loan approval, students must have a minimum credit score of 670 and satisfy the following additional credit requirements.

Additional student loan requirements:

• No more than two (2) trade lines, including collections and charge-offs, have been delinquent ninety (90) or more days in the past two (2) years and the sum of the amount past due on those delinquent trade lines is $500 or less.
• No account listed as “Not paid as agreed” within the past seven (7) years, unless the outstanding balance is less than $1000.
• No records of foreclosure, repossession, open judgment or open suit, unpaid tax lien, unpaid prior education loan defaults, or other negative public record items in the past seven (7) years.
• No record of bankruptcy in the past seven (7) years.

Students that cannot satisfy these requirements may utilize a qualified co-signer to support their loan application. Co-signers must meet the minimum program requirements; satisfy income and other credit requirements.

All student loan applications are electronically submitted on the website portal managed by Student Loan Finance Corporation (SLFC). Students that have been accepted and submitted their initial commitment deposit will be provided the appropriate portal website address and logon access.




Private Student Loan Alternatives For Canadian Students
T.D. CANADA TRUST
RBC Canada
BOM - Bank of Montreal



If you have questions or need additional assistance, please contact Keith Hollers via email khollers@trinityschoolofmedicine.org or call 678-762-3236.